20000 installment loan

10K Loans Bad Credit And No Fees Overnight

Life is full of unexpected obligations. House or car repairs arise unexpectedly, medical and dental bills can’t always be anticipated, and sometimes a paycheck just won’t stretch to that unexpected invite to your cousin’s wedding. Thank goodness for credit cards, right? Right. Until your credit card is over its limit, and your still in need of extra cash. Instant 10k loans bad credit and no fees, with no credit check, may be the answer for you.And it doesn’t have to be limited to emergencies. Availing of unsecured loans with no credit check is often best considered in the context of a cost-benefit analysis. Waiting for your next paycheck may mean missed opportunities; When you need the dollar now, payday loans are there for you. For instance, if you need to replace a PC that suddenly died on you and you need it to do your work at home to generate a side income or in a telecommuting arrangement with your company, avail yourself of those payday loans with no credit check. A new desktop PC may cost $1,000, but it will cost you more than $20 a day commuting or lose $50 a day in potential side revenues. Payday loans offer you all the advantages of a traditional loan without all the paper work, credit checks and hassle. The interest that you spend on the loan may be far less than what you could lose in lost income and opportunitiesSince you’d be getting the PC on your next payday anyway, the loan should be well worth it to ensure your work at home gets the least disruption.

What We offer

Within an hour, you can have a short-term payday loan. In fact, these 10k loans bad credit and no fees can be approved and released within an hour. Your role therefore is to apply for the loan, and wait for your cash on your checking account, normally within an hour. The good thing about 100 percent guaranteed payday loans is the fact that they are approved faster. Therefore, they can help you handle your emergency well, more so when you do not have the money. Our simple process puts you in reach of the loan you need. All you need is to fill in the information required in the application form and you are done. You aren’t required to fill out lengthy and complicated bank applications, which often require piles of documentation. The company will do that for you, and in fact, it will do that within a very short period of time. No hidden fees or costs, your interest rate is disclosed upfront before you commit. If you aren’t completely satisfied with the terms of your loan, you are under no obligation.

Apply Online with us

Internet technology has rendered complicated, drawn-out 10k loans bad credit and no fees obsolete. Guaranteed payday 10k loans bad credit and no fees take advantage of these technologies to make loans as simple as possible for you. Wherever there is internet access, you have the ability to get the loan you need. One simple application is all you need to access a risk-free loan. Payday loans provide you complete flexibility. From the comfort of your own home, you can access the cash you need. Payday loans are there to help you get the funds you need when you need them. Therefore do not hold back if you really need money. Take advantage of a payday loan today, and don’t let money stop you from getting what you need.

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110 Responses to 10K Loans Bad Credit And No Fees Overnight

  • Has anyone ever gotten a payday loan? I am in an emergency and can definitely pay this back by next pay day, however, I don’t know which payday loan company to trust. Any suggestions?

  • I have 3 payday loans in South Carolina, but I don’t have the money to pay them back right now due to bills. Do they offer payment plans to customers with debt problems? Will they put me in jail or take me to court? Or will this just go on my credit report?

  • I live in oregon where you are only allowed to establish one payday loan at a time within the state. However I was wondering if I would be able to take out a payday loan in washington, where you can have more than one at a time. Since they are not within the same state, would I be able to do that? Please no lectures on payday loans and
    Their so called evil. I promise I’m a big girl, capable of coherant thought.

  • I would like to consolidate my payday loans and get out of the cycle but i don’t want to close my bank account. Is there some way around this?

  • I have several payday loans. Its not that I don’t want to pay them, but I am getting behind on my other bills I want to know if there is someone or someplace I can go to so that I can consolidate these into one bill and cut down on the interest.
    They were there when I needed them I just want a easy solution and not a broke one.

  • I’m searching for a bad credit loan with a reputable banking institution but seems all I have encountered is nothing but payday loans. And even then most are just a matching service. One fills out a payday loan application and six more pop up, and so on and so on. Oh and the pounding ones credit file takes due to the many inquiries. I just want to find lenders who at least will tell me no and not leave me waiting for a decision. Who knows of a reputable, real business,bad credit lender?

  • I received several payday loans with my boyfriend’s money as a way to repay these loans. My boyfriend moved out, but the loans are in my name through my bank account. How do I get out of this dilema?

  • About a week ago I started receiving calls from multiple different numbers from different areas as well as Unknown, Blocked and “00000…” numbers. I have received up to 43 calls in one day even after repeatedly telling them to stop calling, that they had the wrong number. They’re asking for someone named Jazmine Taylor that apparently has “two or more outstanding PayDay loans.” I am not Jazmine, and I’ve never applied for a PayDay loan. They won’t stop. It’s annoying and harassing. What should I do? Anybody else having a problem with this?

  • I need help with my payday loans. I have gotten in over my head in debt to payday lenders and they are calling me at all hours, at work and even bothering my family members and references.

    I make regular payments, I just did not expect this type of harassment when I signed up.

    Can anyone recommend what to do to make them stop?

  • I have fallen into this payday loan hole, and I can seem to get myself out. What would be the best solution to pay them off fast, if I don’t have the money. Should I try and get a personal loan?

  • My Roommate is in need of some money so she can keep up with ends meet until she gets her next disbursement of financial aid. Is there any payday loan companies that are actually credible? or is there a different and more reliable route?

  • The interest on the payday loans is really high.

  • I have several payday loans and can no longer afford to pay them. I have read that this is a civil matter, is that true? I have closed my account out due to suspicious activity.

  • I have three payday loans and are all due at the same time. I know it was dumb of me, but I want to know if there is a way of getting help or what do you guys suggest I do?

  • I want to use a payday loan service called Advance America but they need me to write a postdated check. I have no checks and I don’t have the time to wait on them to come in. I’m sure not everybody has checks so what do they do at that point, just take your account & routing number?

  • I know that I have gotten some online payday loans and didn’t pay them all off because of some personal problems that were going on at that time, but I would like to pay them off now, but I don’t remember who they were. Is there a way that I can find out if I have outstanding online payday loans?

  • Due to some financial crises, I’ve taken out a few payday loans. I know the interest is exorbitant, and that they prey on the desperate who have bad credit. But is there a place where I can combine all the repayments into one manageable payment per paycheck?

  • Gotten into a real bind with too many payday loans…I need help fast! I have heard that there are companies who provide payday loan help by consolidating loans. Is this true? Are these companies trustworthy?

    I don’t want to lose any more money and I don’t know where else to turn. Help!

  • These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

  • Any one know a bank that will give me a loan to consolidate a few thousand in high intrest payday loans? I have fair credit, 620 score but my bank wont give me one and I prefer online providers any way.

  • We need to open an account in order to get a payday loan because we know that is how it works. But how long do you have to have an account open for in order to receive that loan?
    In order for the account to constitute as “active” it has to be open for thirty days! Thanks anyway!

  • So evidently my brother took out a loan with payday loans and put me down as a reference without telling me. Now they keep calling me for him. I told them that I didn’t authorize my name and number to be given out and to take me off their list and quit calling me. She said rudely if you promise to tell him to call is I’ll take your name off. I said whatever and hung up. Now its a few months later and their calling me again. I just don’t answer but want it to stop!

  • I have several payday loans if I have the bank return the items and I pay them off one by one in the month of june does anyone out their know if they stop charging the rollover fee

  • I have several payday loans I need to consolidate because the recurring fees are overwhelming.

  • We are desperately waiting for a re-enlistment bonus we are expecting but in the meantime need a quick loan to get us by for somethings that have come up. Payday loans dont seem to help those in the military anymore and I know payday loans are not a good idea but we also know we will only use this until the bonus comes thru . Anyone know where we can get a quick guaranteed loan for personnel in the reserves?

  • I have a few payday loans out at the moment which are due to be paid at the end pf the month. However i was made redundant last month and really going to struggle to pay them this month and was wondering if they would help me with this or if there were any good debt companys that could help me ?

  • I probably have 6 payday loans open. Everytime I get paid I lose a ton of money to fees and interest charges. Can you consolidate these? Should I close my bank account? Can I send the companies letters asking them to stop calling me at work?

    I just don’t know what to do. I got myself into a pickle. Any advice from someone with experience would be amazing.

  • I want to start payday loan business. Want some helpful tips that where do I start and how do I get it?

  • How can it be legal to advertise any form of gambling as if it is fun and payday loans at over 1500% apr? How does that help the people who are vulnerable to this kind of advertising. It seems the law has allowed enticement to people who are weak. It makes me sad, these people need help, not negative encouragement. How is it legal?
    There used to be laws on advertising, nothing to do with the government as such right now. Just want to know when it became legal as it never used to be. I just feel that vulnerable adults are being coerced into gambling etc as the programmesand adverts on tv aren’t helpful for them and they’re presented in such a fun way that they appear very appealing.
    I guess so David, but making gambling seem glamourous or payday loan adverts ‘funny’ and harmless isn’t the best move. I just don’t think they should have airtime. I feel for vulnerable people and I don’t think it’s the best help….we constantly watch others succumb and suffer and take no action. We should support our weak people….not financially, because as you say, it’s their choice…..mentally, but we could try and help and that means stopping the advertisements that don’t help. Do you see where I’m coming from? x
    I see that Caroline, I really do. I feel that gambling just shouldn’t be advertised across the board. Of course, it will always exist but advertising brings it into the fore front….it should exist quietly without funding and air time which could tempt people further. People should be accountable for their own actions but some….not all, but some can’t resist the temptation that comes with the adverts etc, we are all different and some struggle with that 🙁 x

  • I hav 3 payday loans total abt 900$ is a debt consiladation the best solution?

  • I know payday loans are illegal in 15 states, but how did they become illegal? Where can I find copies of the legislation bills that banned payday loans? What are the steps I have to go through to make payday loans illegal in my state?

    Thank you. Your help is greatly appreciated.

  • Other than not taking them out in the first place, what can I do to pay off some payday loans that I did when we hit a money slump…We are slowly getting back on tract otherwise (budgeting mortgage payments weekly, working with debt consolidation) but now these are hanging over our heads!

  • I have two payday loans with two different loan offices. Is this against the law? And can I get more payday loans?

  • I have several payday loans holding checks as well as a couple unsecured loans with OUTRAGEOUS interest rates and I can longer afford to pay the extensions that never pay off the loans. What will happen to me in Nevada if I cancel the checks and close my checking account. I don’t want to go jail, but I have to support my family.

  • I have payday loans, but I don’t have the money to pay them back due to recession. Is there any payment plans for customers?
    Will they put me in jail or take me to court? Or will this just go on my credit report?

  • I have two payday loans with two different loan offices. Is this against the law? And can I place a payday loan on my bill consolidation plan?

  • I got myself into a big mess with payday loans. I am falling behind on my other bills due to this. Anybody no of anyway to get help out of this type of situation?

  • I have too many simultaneous payday loans out right now, and I don’t know if my credit is good enough to get another loan to pay them off. Does anyone know of a debt consolidation/loan program that could help me get out of this debt?

  • I recently saw an offer to get a payday loan that reposts to the big 3 credit agencies.

    How much can getting payday loans and paying them off on time REALLY improve my credit score?

  • I know payday loans aren’t a good way to go but my credit isn’t that good & I only need $200. So I dont want to take out a huge loan from a big company.
    I have a checking account-but my job doesnt offer direct deposit. So I just get a paper check every 2 weeks.

  • I recently went back to school and got some payday loans to help buy books and things now I am in a pickle and am wondering if I have any rights as the consumer…HELP

  • I have taken out too many payday loans and now I am having problems paying them all back and paying my bills at the same time. I am now late on most of my bill because of the payday loans…..please help!!!

  • I made a huge mistake in using payday loans to help pay bills during a rough time. Now I can’t get from under them and it’s hard to pay on my regular bills. My credit is 495 therefore it has been hard to get a loan.
    Is there help for me? Once i can get these loans paid I can make the monthly pay’ts.

  • My husband and I have dug a bigger hole with payday loans, trying for a quick solution. We are now over extended and need to figure a way out without going further in debt with the bills we had originally on top of the pay day loans we’ve accumulated. We live in Nevada and I would appreciate any advice.

  • I’m in over my head in payday loans and Yes! I do know it’s a bad thing, problem is I need help and am looking to consolidate my bills and roll them into it. I know the bills on my credit will affect my credit, but will my payday loans show up? Do you recommend any companies?

  • I originally took out a couple payday loans and a couple car registration loans (2nd liens) because we were getting evicted and we needed to find somewhere to live quickly. I had hoped to pay these back but lost my job and now owe thousands of dollars. If i file for bankruptcy in arizona, can i include these loans? will i lose my car if i do so? p.s. I still have the original lien on my car as well.

  • I took out a payday loan and I do need to repay it. However, I don’t think this company is using legal debt collection practices. I have asked them for the documents regarding the loan, license number, company name, physical address, etc….I get nothing in response but rude and snotty emails. I have now asked them to stop emailing me at work. What should I do next? I am not arguing paying the loan, but I want to see the documents so I know what the fees were.

  • I am caught in a Payday loan nightmare. My credit will not allow me to get a personal loan. I was reading about Prosper, person-to-person loan, hoping and praying that someone would help me get out of this pit called Payday loans.

  • In some areas of the country they are trying to ban payday loan stores, citing predatory practices and unfair interest rates. These places have clearly listed their rates, as high as they are, on paper and listed in signed contracts. Opponents of the proposed law banning payday loans say that the extra fees are better than not getting money for a needed car repair, a bill that must be paid (electric, gas) or bouncing a check because the money was not in the account. What’s your take on these places. Explain your position.

  • My wife and I are filing bankruptcy and pulled up both our credit report and none of our payday loans show up and we had at least 3 payday loans each. It’s been like 4 years since those PDL and now I don’t remember where we got most of them from. Not sure where to get the information from so I can list it on our bankruptcy.. Telecheck??? Will it show all PDL?

  • My mom got 3 payday loans to pay for car repairs now she pays 1000 a month just to those 3 and cannot afford any of her other bills. She is on somewhat of a fixed income and I need to help her to stop her from working to death. I have told her just to stop paying them and let them take you to court? Is this good advice?

  • I have too many payday loans out right now, and I don’t know if my credit is good enough to get another loan to pay them off.

    Does anyone know of a debt consolidation/loan program that could help me get out of this debt ?

  • I’m filing a small claims lawsuit against a payday loan company that attempted to deduct money from my checking account, subsequently causing overdraft fees. I have never done business with this company. I’m suing for the maximum allowed and I am representing myself. In the section of the form that asks the plaintiff to state briefly the basis for the demand, how should I word it? Meaning, how should I explain what happened succinctly and in a short paragraph? Please serious responses only.

  • I fell into the payday loan trap, which I struggled my way out of. Now when I see someone going into one of those places, I just want to run grab them and pull them in the opposite direction! I hate predatory lenders.

  • If you took out a payday loan, Is it a civil case or a criminal case in the state of Texas? Can you do jail time?

  • Hello,
    As a last resort, I need to borrow from a payday loan place. I am so nervous about doing this, but feel that it is a last resort. Can anyone give me some guidelines or some reputable places? Can someone also walk me through the process? I need to borrow about 900 and make about 4,000 a month. I just dont get paid for another two weeks.

  • I have a payday loan past due. However, the bank account the payments withdraw from, I no longer use and is therefore empty (and negative from nsf payments due to the loan) If I make a partial payment online, can they use they info to deduct the rest whenever they want? I don’t want them to do that.

  • I want to get a payday loan, but many of the ones that i have used online are fraudulent. Does anyone know of a trusted online company? I live in WV, and alot of them don’t deal with WV. Please help.

  • Does anyone know of a payday loan source that does not do credit or teletrax checks. That works with savings account.
    I need 400.00 until 7/25/08

  • I applied for a payday loan cash advance. At first skeptical, however, I filled out the application with very personal info protected by McAfee security. Once approved, lenders send e~mails and call you. Then they want the personal info again which I became unsure of applying for a loan online. Can anyone offer me some advice with this procedure?

  • Okay, I really need about $100 because I had my grocery money, but lost it, and I have a child to feed..so it seems the only choice I have is a payday loan..so are there any out there that are legit? I found one that said if I borrowed $100 I would only have to pay back $125..does that sound right? It was from http://www.mypaydayloan.com..I have heard a lot of bad things about these places..but I really need the money..so where could I go to get one?
    For the record..to everyone who asked..no I don’t gamble, I lost my wallet.

  • It is it possible!!!!!!!!!!! to get more than one loan and
    when do I repay the loan?

  • I know, I know that was the stupidest mistake to make, but I needed the money at the time, basically what happen was I took a couple out was paying good then I lost my job and wasn’t able to pay them, then my bank account was overdrawn, down hill from there. Now I check my credit report and they are on there, I thought they was illegal in some states (I did my payday loans online), and wasn’t able to report to the credit bureau’s. What should/can I do, it does show they went through a collection agency to get it put on, can I just dispute it saying it’s a payday loan? Please, let me know.

  • I have a trip coming up and I wanted to take out a payday loan? Is it worth it? I know of someone who has had a bad experience. Just looking to get a heads up from one of you experts!

  • i see a lot of advertisements on payday loans. are they a scam? how do they work?

  • Ok, I owe Ace payday loan about 1300 i have tried to work with them to pay it back but the want 300 a week i dont want to agree to something that i cant afford i have tried talking to them believe me i want to pay them back right away, currently my loan is in collections and i just spoke to this rude lady, i didnt get anywhere with that she basically hung up in my face. So, what happens now ? What is the punishment when your loan is already in collections and you dont have any money to pay it back please help i want to get this over with its stressful

  • Are payday loans illegal? And why?

  • My friend has failed to pay back her online payday loan. It has been a while and they are taking action. She wants to know if they can arrest her. She is in the processing of trying to pay it back and was late on that payment. They reissued the papers from the legal department and now she is scared. She wants to know if she will go to jail? I don’t know what to tell her. Please if someone can help me advise her.

  • Hey people..

    I know there is wonga, quickquid ect, but what UK loan companys do instand payday loans for £400 for first time customers – like toothfairy finance?

    Please help 🙂 x

  • My questions is about what happens if you dont pay on a payday loan and it goes into defult and can Bankruptcy solve the problem?

  • Are payday loans illegal in New york state. I see their commercials all over the tv, but I dont see any companies.

  • I have 5 payday loans which I am unable to pay back.
    I first took out a loan which I couldn’t pay back so I decided to take out another payday loan to pay back my first loan, and hoped to make enough money to pay back the 2nd loan.
    Unfortunately I wasn’t able to pay it back and took out more loans ( which now I know was a very stupid thing to do ) and now I have 5 payday loans which I can’t pay back.
    I’ve cancelled my bank card so the little money I have left can’t be taken but I don’t know what to do.

    I have no way of getting the money I owe right now ( which is nearly £2,000 ) and I can’t see myself being in a position to pay them back anytime soon as I only work part time ( 3 days a week )
    I am constantly receiving calls & letters which I now ignore. There’s no point responding as they know I can’t pay them, and the debt is only going to increase.
    I know this has completely wrecked my credit rating, which was already fairly poor before I started taking out loans.

    I am now thinking the only option I have is to change all my details ( phone number, bank account, email addresses & even move to a different area ) so these companies stop bombarding me with calls, messages etc and have no way of contacting me.
    If I changed details & moved will they be able to trace me? Even if I changed all my details? Is it even worth me moving away & changing all my details?

    I just can’t think of any other options. Can anyone give me any advice on what I can do.

    Please don’t reply just to tell me i’m stupid for getting myself into this mess. I already know this and I don’t need anymore reminders.

  • My co-woeker usually comes to me for advice on minor legal questions and financial questions, because unfortunately, I’ve been through most parts of the system before. I tried to answer this, though, and couldn’t. If a payday loan company outside the U.S. issues a loan to a person inside the U.s>, and the person defaults, does that company have any legal recourse in the U.S.? Any informed answers would be appreciated.

  • Would you consider a payday loan if you were short for cash? You borrow up to £750 and pay it back on the date of your next payday. There short term unsecured loans where the money is in your account within hours. Has anyone had one of these loans? Or thought about these loans?

  • I need a loan im short on my rent. Does anyone know of a good payday loan. that is good!

  • I have been using a payday loans for at least the year in aways to help my finance get ahead in some bills. But regretfully these last few months they have gotten out of control and its starting to feel like I am in a viscous circle (epically now that I don’t need to use them) but at least half my pay check is gone each week trying to rid my life of them. I have looked into some Pay day loan consolidation company’s but they all want to close my checking account pay them 350 bones. Now to may question any one know the best way to get rid of them or consolidation company that can really help? or any advice on how to end this cluster once and for all.

    thank you.

  • Alright , I have 4 payday loans that i have taken out . Keep getting calls everyday at my job . I couldnt pay them the whole amout back but i have been making opayment to them . They keep calling stating that they need more money . Im unable to pay the full amount . With me making a payment of 50.00 to them every other week can they come after me ?

  • I know payday loans are a bad idea, you don’t have to tell me about that. I have a Wal-Mart money card and my paycheck is deposited directly to the card. I have a form with the direct deposit info but all of the normal payday loan companies have denied me. Help! I need a payday loan!

  • Does it have any risks?
    While taking payday loan what are the things to remember?

  • i get ssi every month. can i get a loan from a speedy cash place when i have no credit and i get monthly payments from ssi? is it a good idea?

  • Which is the best payday loan where I don’t have to pay it all back at once.

  • Hi all, a friend of mine got a payday loan from a company called paydayuk for £400 which he could easily have paid on his next payday to pay for his car to be repaired. But unfortunately the company went bust that he was working for and he never had the money in his account to cover the payment. The bank didn’t pay the first few debit card payment requests but they have made the payment on the recent requst. After phoning tsb bank asking why they paid when there was no money in the account they said it’s the law that they must pay any request from loan companies. Is this true? Can anyone give advise or help please

  • i have seen a few for getting out from under payday loans are they real at helping or are they also a ripoff
    i know the payday loans are a ripoff i was asking about the programs that help get you out from under payday loans

  • I need to cover some bills and just need a few hundred bucks. I am considering doing one of these loans and am aware of the fees. Just wondering if this would be reflected in my credit score in any way.

  • can payday loan lenders continue to charge you interest on the loan once you have defaulted on the loan and it has gone into collections.

  • I need a payday loan till next week but all the websites Ive found arent lenders and you have to fill out a millium of applications that arent for the money. can you give me a name of a website you tried? please no faxing loans either. thank you.

  • Need some quick cash now, I am looking for a fast approval payday loan.

    Please let me know if you have any good recommendation.

    Thank you,

    NLB

  • Need links to payday loan providers please. No broker websites please (its unbelieveable how many brokers are out there that’s all I seem to come across). Also Would like to know which have the best rates
    (Uk)
    As much as I appreaciate answers I did not ask for your opinions about the payday loans I asked for links to payday loans. If there are no ‘good rates’ then fine. I believe a short term cash loan if done responsible is not the end of the world to be used as a one off in a emergency situation not as something I would do on a regular basis. So again please anyone with links to payday loans please answer anyone with opinions please do not. Thanks.
    I added the word ADVICE as I needed more characters in my heading as my question wouldn’t be submitted. ADVICE however does not have the same definition as OPINION. I needed advice on payday loan providers and if you took the time to read additional details I clearly state what kind of advice I needed. Which should have clearly stated to the literate people out there that I would like to know of any providers with links to websites who are not brokers.
    Money towards funeral costs is not something WANT however unfortunately its something I NEED. I googled and came across a lot of brokers as I state above when I first submitted my question. I am responsible and not suicidal. Not every single person after a short term loan is stupid enough to go bankrupt. Those who think that are those stupid people who get them for things they do not NEED and cannot afford to pay them back at a later date and continue on a downward spiral.

  • I live in MS, and I need a payday loan company that is real, not these phony ones that are going to match you up with someone. My hands hurt from typing. We have had a major ordeal happen yesterday and need all the help we can get?

  • First, I am a 21 year old college student. I understand I shouldn’t have taken out payday loans, but what’s done is done and I am asking for advice. I have been with all three companies since 2009 and have paid outrageous interest charges; I currently have out three payday loans:

    Paydaymaxx.com
    United Cash Loans
    One Click Cash

    All of these loans are operating illegally in the State of Indiana. I will be unable to able to pay them on my next payday. I do not intend to default on these loans, I just can’t pay them at this time. I have contacted all of them and they are not willing to work out a payment plan. Here are the interest rates AND the interest I have paid to date:

    Paydaymax:
    Loan Amount: $400
    Next Service Charge: $105.34
    APR: 436.922%
    Total Amount Borrowed Since 2009: $3,010
    Total Interest Paid Since 2009: $1,381.63

    United Cash Loans
    Loan Amount: $300
    Next Service Charge: $90
    APR: 342.19%

    One Click Cash
    Loan Amount: $400
    Next Service Charge: $120
    APR: 312.86%

    I am not committing fraud and do not want to go to jail. I understand my credit will get screwed up, I will be able to pay them in in January, but right now I can’t. Has anyone had similar experiences dealing with these companies and the collection procedures? What can I do if they won’t work out a payment plan? I FULLY intend to pay them, I just can’t at the moment.
    I fully understand the terms of a payday loan and all the research I have done, states that all three are operating without a license to lend in the State of Indiana, therefore, they are considered illegal, the Indiana Attorney General office confirmed this. Furthermore, you do not know people individual circumstances to pass judgement on those who take out payday loans.

  • Do payday loan companies like moneymart report to the credit agencies and doe’s that help improve a poor credit rating?

  • I am a single mother of 4 kids going thru a divorce from an abusive man. I work, but barely make enough to cover rent and food. I started applying for payday loans to pay for rent, buy food, but soon found myself in a cycle I couldnt get out of. Most of my paycheck was going to pay interest on the loans, just to keep them rolling over and over. This weekend my wallet was stolen, with checks, ID, SSN, and my bank closed my account. Now Im afraid that all these payday loan companies are going to present the checks and they will be returned unpaid. I didnt close my account on purpose. I do want to pay these people back. However, Check N GO, in Texas , has stated that they are possibly going to turn me over to the authorities. What can I do? Can I go to jail because I wasnt able to pay them back?

  • has anybody ever had a payday loan go into collection? if so, what happened? i am going to have 2 due to change in paydays and they won’t work with me. (i went from getting paid every 2 weeks to getting paid monthly). and yes i already know i never should have gotten theses stupid things in the first place but i was in trouble and needed them. i plan on repaying but can’t on due dates.

  • Hello,
    I live in Ohio and I have am caught up in writing checks to payday loan companies each month to make my bills. Well I have over extended myself and can not pay them back. My bank account is closed and I am sure they will try to cash the checks. I did not do this intentually it was their constant offers of more money and my bad judgement. Anyone know what happens now?

  • My husband and I have got ourselves into a mess with PayDay Loans. Everytime we get one it seems like it’s only to pay for another one. And lesson’s learned, we now know that wasn’t very smart. We were just wondering if any of these loans were legal in Missouri and how to deal with them if they’re not. I do know in Missouri, the PayDay Loan Laws say “Criminal Action: Prohibited (Unless check returned due to closed account or stop-payment by maker)”. Does that apply if there is no actual check attached to the loan, like an online loan? Thanks!

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  • If I had $100,000, could I write up contracts and open my own payday loan store?

    Who is in charge of these stores?

    I’m questioning this because they are taking in millions of dollars every year and are taking advantage of the poor and uneducated people.

  • I’ve got my self in to a little mess with payday loans. I currently pay £190 a month just in in interest. I also owe my friend £200 a month for the next 3 months. Until then i will be unable to start paying these loans off. After paying these and all my bills i am only left with £200 a month. I am looking for a loan to pay everything off paying roughly a £100 a month, which would leave me £500+ for the month after bills.

    I have applied for a loan via my bank online but it was refused. I am wondering if i got a meeting with the bank manager and explained my situation would he reconsider giving me a loan?

    If not i was thinking of taking a bad credit loan, seems a good decision seeing as i will probly pay over £1000 in interest with these pay day loans anyway. I seen someone mention Shakespeare Finance on another page, are these a decent firm to get one from?

    Any other help and suggestions will be great.
    Thanks
    Thanks for your comment Martin, but surely getting a loan to pay off the payday loans leaves me financially better and with less stress.

  • My car broke down yesterday and I need a few hundred bucks to fix it. I am trying to get a payday loan to cover it but I am having trouble finding a company that doesn’t want to talk to my bank. I live in a small town and even though they could tell my bank activity it wouldn’t be brought to their attention unless someone called and wanted all my info. I just don’t want them talking to my bank. Does anyone have any good references?

  • does anyone know of a company that will consolidate payday loans?

  • What payday loan stores in Des Moines, IA do not use teletrack?

  • i was approved for a payday loan and i gave the routing number and account number from my walmart money card. the loan shows it was deposited into my account but it doesnt show on my card

  • I owe for an online payday cash loan, if I open a new acct with a different company will they give my new bank acct to the previous company?????

  • i’m a little short on cash and i have a 300.00 payment coming up on the 19th and i always see these payday loan online advertisment and i was aondering if they were real or if they were a scam? does anyone know?

  • Can anyone give a detailed explanation about payday loans and its advantages?

  • Can you get a payday loan at age 18 in British Columbia?

  • I have a few store front payday loans, not the online kind. Is there any way to get out of them legally?? Also does anyone know of a way for a person with bad credit to get a loan that does not have a super high interest rate?? Thanks in advance!!!!

  • I have been doing re-search & every where I look people advise against payday loans. I was looking into a payday loans because you can get the money the next day & I am in need of cash by this weekend, Saturday the latest.

    Are there any other options besides payday loans that offer the same service as in getting the money that soon.

    I currently live in NYC & a friend of a friend was recommending to me a loan shark, however I am a little scared & hesitant.

    I am pretty desperate & I have already been scammed twice, one with a counterfeit check & the other with sending money in hopes of them sending me back money, never happened.

    Any suggestions? I have already pawned everything I can. When the counterfeit check happened my bank account was frozen & then subsequently closed. I now have a pre-paid debit card that I use for my direct deposit, it’s called balance financial from wallgreens.

    Thanks in advance!

  • If you never pay the loan back?

  • i read that it is illegal for a out of state payday loan company, to issue a loan to a mass resident, i believe because of the interest they charge

  • First off I know it was a mistake to deal with these people, but it’s done and I am just looking for information. I took out a loan for $400, they are now saying I owe $790. I contacted them, the man I spoke to refused to giv e me a mailing address of fax number, and demanded a reason I needed that info. he then asked if i plan to pay this account off. I told him I want to pay the principal balance, but also need the address and fax number, he refused and said if I didn’t call back by 4pm there would be no more payment arrangments and I would owe the full amount. I contacted my attorney general’s office in massachusetts and filed a complaint, they said by law these companies cannot offer loans to mass residents with more than 23% interest so they are contacting the company on my behalf. Has anyone ever dealt with places like this, Fox Enterprises and Ameriloan? Just wondering how the situation turned out. thanks!

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