20000 installment loan

100 Percent Guaranteed Payday Loans Fast Cash

Life is full of unforeseen obligations. House or car repairs arise unexpectedly, medical and dental bills can’t always be anticipated, and sometimes a paycheck just won’t stretch to that unforeseen invite to your cousin’s wedding. Thank goodness for credit cards, right? Right. Until your credit card is over its limit, and your still in need of extra dollar. Instant 100 percent guaranteed payday loans, with no credit check, may be the answer for you.And it doesn’t have to be limited to emergencies. Availing of unsecured loans with no credit check is often best considered in the context of a cost-benefit analysis. If you know you are going to spend the amount anyway on your next payday, it helps to advance it with a payday loan, especially if you stand to lose more if you missed the opportunity that a loan can do for you over a 15-day window.For instance, if you need to replace a PC that suddenly died on you and you need it to do your work at home to generate a side income or in a telecommuting arrangement with your company, avail yourself of those payday loans with no credit check. A new desktop PC may cost $1,000, but it will cost you more than $20 a day commuting or lose $50 a day in potential side revenues. a payday loan offers the advantage of an instant loan without the paperwork. It may cost you $200 in interest, but it beats the hassle of commuting or losing the revenue within a 5-day window of opportunity to get it replaced. Why wait until your next payday when you can have what you need now?

What We offer

For those who are new to payday loans and need 5000 dollar loan or less and don’t know how they work, it a simple process where you can apply for a loan from a payday lender, with minimal documents. It doesn’t matter if you don’t have a good credit score, which matters when you apply for a bank loan or any other type or loan. All that is required to apply for a payday loan is you need to have a job on the basis of which you apply for a loan. If you need 5000 dollar loan or any amount lower that you can apply for a payday loan, you need to fill a form and the amount you need along with your employment details, your bank checking account statement and your next paycheck date. You will have to either sign an autodebit authorization or write a post-dated check for the amount you borrow so you need to have a bank account. Loans are approved very quickly once the application is complete. In most cases, your loan is available the same day! Your next paycheck is all the guarantee you are required to have to get the loan that you need. When you get paid, your payday lender will run a simple debit, or deposit your post-dated check (including pre-determined interest charges), and payback is done. Simple. If you need between $500 and $5000, a payday loan helps you get the cash you need.

Apply Online with us

With the emergency of internet technology, everything has gone online. 100 percent guaranteed payday 100 percent guaranteed payday loans too have not been left behind. In fact, you can apply for these loans from anywhere you are as long as you are connected to the internet. One simple application is all you need to access a risk-free loan. The good thing about online application though is flexibility. You do not have to move from your comfort in order to get the cash. Payday loans are there to help you get the funds you need when you need them. When you need cash, don’t wait. Payday loans offer the perfect solutions for immediate problems that need cash.

102 Responses to 100 Percent Guaranteed Payday Loans Fast Cash

  • I hav 3 payday loans total abt 900$ is a debt consiladation the best solution?

  • I originally took out a couple payday loans and a couple car registration loans (2nd liens) because we were getting evicted and we needed to find somewhere to live quickly. I had hoped to pay these back but lost my job and now owe thousands of dollars. If i file for bankruptcy in arizona, can i include these loans? will i lose my car if i do so? p.s. I still have the original lien on my car as well.

  • I want to use a payday loan service called Advance America but they need me to write a postdated check. I have no checks and I don’t have the time to wait on them to come in. I’m sure not everybody has checks so what do they do at that point, just take your account & routing number?

  • I have payday loans, but I don’t have the money to pay them back due to recession. Is there any payment plans for customers?
    Will they put me in jail or take me to court? Or will this just go on my credit report?

  • I have several payday loans and can no longer afford to pay them. I have read that this is a civil matter, is that true? I have closed my account out due to suspicious activity.

  • I have taken out too many payday loans and now I am having problems paying them all back and paying my bills at the same time. I am now late on most of my bill because of the payday loans…..please help!!!

  • I’m in over my head in payday loans and Yes! I do know it’s a bad thing, problem is I need help and am looking to consolidate my bills and roll them into it. I know the bills on my credit will affect my credit, but will my payday loans show up? Do you recommend any companies?

  • I know that I have gotten some online payday loans and didn’t pay them all off because of some personal problems that were going on at that time, but I would like to pay them off now, but I don’t remember who they were. Is there a way that I can find out if I have outstanding online payday loans?

  • About a week ago I started receiving calls from multiple different numbers from different areas as well as Unknown, Blocked and “00000…” numbers. I have received up to 43 calls in one day even after repeatedly telling them to stop calling, that they had the wrong number. They’re asking for someone named Jazmine Taylor that apparently has “two or more outstanding PayDay loans.” I am not Jazmine, and I’ve never applied for a PayDay loan. They won’t stop. It’s annoying and harassing. What should I do? Anybody else having a problem with this?

  • I have two payday loans with two different loan offices. Is this against the law? And can I get more payday loans?

  • I made a huge mistake in using payday loans to help pay bills during a rough time. Now I can’t get from under them and it’s hard to pay on my regular bills. My credit is 495 therefore it has been hard to get a loan.
    Is there help for me? Once i can get these loans paid I can make the monthly pay’ts.

  • I have too many simultaneous payday loans out right now, and I don’t know if my credit is good enough to get another loan to pay them off. Does anyone know of a debt consolidation/loan program that could help me get out of this debt?

  • I have fallen into this payday loan hole, and I can seem to get myself out. What would be the best solution to pay them off fast, if I don’t have the money. Should I try and get a personal loan?

  • These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

  • Has anyone ever gotten a payday loan? I am in an emergency and can definitely pay this back by next pay day, however, I don’t know which payday loan company to trust. Any suggestions?

  • I recently went back to school and got some payday loans to help buy books and things now I am in a pickle and am wondering if I have any rights as the consumer…HELP

  • Due to some financial crises, I’ve taken out a few payday loans. I know the interest is exorbitant, and that they prey on the desperate who have bad credit. But is there a place where I can combine all the repayments into one manageable payment per paycheck?

  • I have four payday loans and I need help consolidating these into one. I am a divorced mother who is taking care of my children all by myself. My pay day looks like to be a pay out. The interest fees are crazy. I need help finding a consolidating company.

  • I have several payday loans if I have the bank return the items and I pay them off one by one in the month of june does anyone out their know if they stop charging the rollover fee

  • I have three payday loans and are all due at the same time. I know it was dumb of me, but I want to know if there is a way of getting help or what do you guys suggest I do?

  • My Roommate is in need of some money so she can keep up with ends meet until she gets her next disbursement of financial aid. Is there any payday loan companies that are actually credible? or is there a different and more reliable route?

  • In some areas of the country they are trying to ban payday loan stores, citing predatory practices and unfair interest rates. These places have clearly listed their rates, as high as they are, on paper and listed in signed contracts. Opponents of the proposed law banning payday loans say that the extra fees are better than not getting money for a needed car repair, a bill that must be paid (electric, gas) or bouncing a check because the money was not in the account. What’s your take on these places. Explain your position.

  • I’m searching for a bad credit loan with a reputable banking institution but seems all I have encountered is nothing but payday loans. And even then most are just a matching service. One fills out a payday loan application and six more pop up, and so on and so on. Oh and the pounding ones credit file takes due to the many inquiries. I just want to find lenders who at least will tell me no and not leave me waiting for a decision. Who knows of a reputable, real business,bad credit lender?

  • My husband and I have dug a bigger hole with payday loans, trying for a quick solution. We are now over extended and need to figure a way out without going further in debt with the bills we had originally on top of the pay day loans we’ve accumulated. We live in Nevada and I would appreciate any advice.

  • I know payday loans are illegal in 15 states, but how did they become illegal? Where can I find copies of the legislation bills that banned payday loans? What are the steps I have to go through to make payday loans illegal in my state?

    Thank you. Your help is greatly appreciated.

  • I dont want a lecture or to be told not to use them i just want to know which payday loans people have been accepted by? Please

  • I want to start payday loan business. Want some helpful tips that where do I start and how do I get it?

  • My mom got 3 payday loans to pay for car repairs now she pays 1000 a month just to those 3 and cannot afford any of her other bills. She is on somewhat of a fixed income and I need to help her to stop her from working to death. I have told her just to stop paying them and let them take you to court? Is this good advice?

  • We need to open an account in order to get a payday loan because we know that is how it works. But how long do you have to have an account open for in order to receive that loan?
    In order for the account to constitute as “active” it has to be open for thirty days! Thanks anyway!

  • I took out a payday loan and I do need to repay it. However, I don’t think this company is using legal debt collection practices. I have asked them for the documents regarding the loan, license number, company name, physical address, etc….I get nothing in response but rude and snotty emails. I have now asked them to stop emailing me at work. What should I do next? I am not arguing paying the loan, but I want to see the documents so I know what the fees were.

  • I would like to consolidate my payday loans and get out of the cycle but i don’t want to close my bank account. Is there some way around this?

  • My wife and I are filing bankruptcy and pulled up both our credit report and none of our payday loans show up and we had at least 3 payday loans each. It’s been like 4 years since those PDL and now I don’t remember where we got most of them from. Not sure where to get the information from so I can list it on our bankruptcy.. Telecheck??? Will it show all PDL?

  • I have two payday loans with two different loan offices. Is this against the law? And can I place a payday loan on my bill consolidation plan?

  • How can it be legal to advertise any form of gambling as if it is fun and payday loans at over 1500% apr? How does that help the people who are vulnerable to this kind of advertising. It seems the law has allowed enticement to people who are weak. It makes me sad, these people need help, not negative encouragement. How is it legal?
    There used to be laws on advertising, nothing to do with the government as such right now. Just want to know when it became legal as it never used to be. I just feel that vulnerable adults are being coerced into gambling etc as the programmesand adverts on tv aren’t helpful for them and they’re presented in such a fun way that they appear very appealing.
    I guess so David, but making gambling seem glamourous or payday loan adverts ‘funny’ and harmless isn’t the best move. I just don’t think they should have airtime. I feel for vulnerable people and I don’t think it’s the best help….we constantly watch others succumb and suffer and take no action. We should support our weak people….not financially, because as you say, it’s their choice…..mentally, but we could try and help and that means stopping the advertisements that don’t help. Do you see where I’m coming from? x
    I see that Caroline, I really do. I feel that gambling just shouldn’t be advertised across the board. Of course, it will always exist but advertising brings it into the fore front….it should exist quietly without funding and air time which could tempt people further. People should be accountable for their own actions but some….not all, but some can’t resist the temptation that comes with the adverts etc, we are all different and some struggle with that 🙁 x

  • I am caught in a Payday loan nightmare. My credit will not allow me to get a personal loan. I was reading about Prosper, person-to-person loan, hoping and praying that someone would help me get out of this pit called Payday loans.

  • Other than not taking them out in the first place, what can I do to pay off some payday loans that I did when we hit a money slump…We are slowly getting back on tract otherwise (budgeting mortgage payments weekly, working with debt consolidation) but now these are hanging over our heads!

  • I know payday loans aren’t a good way to go but my credit isn’t that good & I only need $200. So I dont want to take out a huge loan from a big company.
    I have a checking account-but my job doesnt offer direct deposit. So I just get a paper check every 2 weeks.

  • I received several payday loans with my boyfriend’s money as a way to repay these loans. My boyfriend moved out, but the loans are in my name through my bank account. How do I get out of this dilema?

  • Any one know a bank that will give me a loan to consolidate a few thousand in high intrest payday loans? I have fair credit, 620 score but my bank wont give me one and I prefer online providers any way.

  • I have several payday loans holding checks as well as a couple unsecured loans with OUTRAGEOUS interest rates and I can longer afford to pay the extensions that never pay off the loans. What will happen to me in Nevada if I cancel the checks and close my checking account. I don’t want to go jail, but I have to support my family.

  • I probably have 6 payday loans open. Everytime I get paid I lose a ton of money to fees and interest charges. Can you consolidate these? Should I close my bank account? Can I send the companies letters asking them to stop calling me at work?

    I just don’t know what to do. I got myself into a pickle. Any advice from someone with experience would be amazing.

  • The interest on the payday loans is really high.

  • Gotten into a real bind with too many payday loans…I need help fast! I have heard that there are companies who provide payday loan help by consolidating loans. Is this true? Are these companies trustworthy?

    I don’t want to lose any more money and I don’t know where else to turn. Help!

  • So evidently my brother took out a loan with payday loans and put me down as a reference without telling me. Now they keep calling me for him. I told them that I didn’t authorize my name and number to be given out and to take me off their list and quit calling me. She said rudely if you promise to tell him to call is I’ll take your name off. I said whatever and hung up. Now its a few months later and their calling me again. I just don’t answer but want it to stop!

  • I have 3 payday loans in South Carolina, but I don’t have the money to pay them back right now due to bills. Do they offer payment plans to customers with debt problems? Will they put me in jail or take me to court? Or will this just go on my credit report?

  • I have several payday loans I need to consolidate because the recurring fees are overwhelming.

  • I have several payday loans. Its not that I don’t want to pay them, but I am getting behind on my other bills I want to know if there is someone or someplace I can go to so that I can consolidate these into one bill and cut down on the interest.
    They were there when I needed them I just want a easy solution and not a broke one.

  • I live in oregon where you are only allowed to establish one payday loan at a time within the state. However I was wondering if I would be able to take out a payday loan in washington, where you can have more than one at a time. Since they are not within the same state, would I be able to do that? Please no lectures on payday loans and
    Their so called evil. I promise I’m a big girl, capable of coherant thought.

  • I got myself into a big mess with payday loans. I am falling behind on my other bills due to this. Anybody no of anyway to get help out of this type of situation?

  • I need help with my payday loans. I have gotten in over my head in debt to payday lenders and they are calling me at all hours, at work and even bothering my family members and references.

    I make regular payments, I just did not expect this type of harassment when I signed up.

    Can anyone recommend what to do to make them stop?

  • I have a few payday loans out at the moment which are due to be paid at the end pf the month. However i was made redundant last month and really going to struggle to pay them this month and was wondering if they would help me with this or if there were any good debt companys that could help me ?

  • I recently saw an offer to get a payday loan that reposts to the big 3 credit agencies.

    How much can getting payday loans and paying them off on time REALLY improve my credit score?

  • I took out a payday loan (i know, bad idea) and while paying it off I lost my job because of layoffs so I was not able to pay anymore this dramatically impacted my credit score. I’m basically starting from the lowest credit score possible. Is it possible to build up my credit to good after this disaster?

  • I live in Illiois. I couldn’t repay my payday loan so the company took my car instead. Can I deduct this loss on my 2006 income taxes?

  • How do payday loan places prey on the poor? How do they keep people trapped in an endless cycle? What makes people use pay day loan places to begin with?

  • I need a quick and easy payday loan that does not check credit or does not care about bad credit.

  • I’m filing a small claims lawsuit against a payday loan company that attempted to deduct money from my checking account, subsequently causing overdraft fees. I have never done business with this company. I’m suing for the maximum allowed and I am representing myself. In the section of the form that asks the plaintiff to state briefly the basis for the demand, how should I word it? Meaning, how should I explain what happened succinctly and in a short paragraph? Please serious responses only.

  • I had a payday loan from 2004 and it’s 2009 they are just taking me to court this week. How long do they have after to take you to court. And can a $400 loan go to $5000 becuase of interest? Please help

  • Are payday loans illegal? And why?

  • i was approved for a payday loan and i gave the routing number and account number from my walmart money card. the loan shows it was deposited into my account but it doesnt show on my card

  • Would you consider a payday loan if you were short for cash? You borrow up to £750 and pay it back on the date of your next payday. There short term unsecured loans where the money is in your account within hours. Has anyone had one of these loans? Or thought about these loans?

  • Do payday loan companies like moneymart report to the credit agencies and doe’s that help improve a poor credit rating?

  • I need a payday loan till next week but all the websites Ive found arent lenders and you have to fill out a millium of applications that arent for the money. can you give me a name of a website you tried? please no faxing loans either. thank you.

  • Which is the best payday loan where I don’t have to pay it all back at once.

  • I need to get instant cash in my bank account. Let me know some information about payday loan.

    Regards

  • I’ve got my self in to a little mess with payday loans. I currently pay £190 a month just in in interest. I also owe my friend £200 a month for the next 3 months. Until then i will be unable to start paying these loans off. After paying these and all my bills i am only left with £200 a month. I am looking for a loan to pay everything off paying roughly a £100 a month, which would leave me £500+ for the month after bills.

    I have applied for a loan via my bank online but it was refused. I am wondering if i got a meeting with the bank manager and explained my situation would he reconsider giving me a loan?

    If not i was thinking of taking a bad credit loan, seems a good decision seeing as i will probly pay over £1000 in interest with these pay day loans anyway. I seen someone mention Shakespeare Finance on another page, are these a decent firm to get one from?

    Any other help and suggestions will be great.
    Thanks
    Thanks for your comment Martin, but surely getting a loan to pay off the payday loans leaves me financially better and with less stress.

  • Ok, I owe Ace payday loan about 1300 i have tried to work with them to pay it back but the want 300 a week i dont want to agree to something that i cant afford i have tried talking to them believe me i want to pay them back right away, currently my loan is in collections and i just spoke to this rude lady, i didnt get anywhere with that she basically hung up in my face. So, what happens now ? What is the punishment when your loan is already in collections and you dont have any money to pay it back please help i want to get this over with its stressful

  • If I had $100,000, could I write up contracts and open my own payday loan store?

    Who is in charge of these stores?

    I’m questioning this because they are taking in millions of dollars every year and are taking advantage of the poor and uneducated people.

  • Can you get a payday loan at age 18 in British Columbia?

  • It is it possible!!!!!!!!!!! to get more than one loan and
    when do I repay the loan?

  • I live in MS, and I need a payday loan company that is real, not these phony ones that are going to match you up with someone. My hands hurt from typing. We have had a major ordeal happen yesterday and need all the help we can get?

  • i have seen a few for getting out from under payday loans are they real at helping or are they also a ripoff
    i know the payday loans are a ripoff i was asking about the programs that help get you out from under payday loans

  • Can anyone give a detailed explanation about payday loans and its advantages?

  • I know payday loans are a bad idea, you don’t have to tell me about that. I have a Wal-Mart money card and my paycheck is deposited directly to the card. I have a form with the direct deposit info but all of the normal payday loan companies have denied me. Help! I need a payday loan!

  • I need a loan im short on my rent. Does anyone know of a good payday loan. that is good!

  • Does anyone know of a payday loan source that does not do credit or teletrax checks. That works with savings account.
    I need 400.00 until 7/25/08

  • i get ssi every month. can i get a loan from a speedy cash place when i have no credit and i get monthly payments from ssi? is it a good idea?

  • My questions is about what happens if you dont pay on a payday loan and it goes into defult and can Bankruptcy solve the problem?

  • First, I am a 21 year old college student. I understand I shouldn’t have taken out payday loans, but what’s done is done and I am asking for advice. I have been with all three companies since 2009 and have paid outrageous interest charges; I currently have out three payday loans:

    Paydaymaxx.com
    United Cash Loans
    One Click Cash

    All of these loans are operating illegally in the State of Indiana. I will be unable to able to pay them on my next payday. I do not intend to default on these loans, I just can’t pay them at this time. I have contacted all of them and they are not willing to work out a payment plan. Here are the interest rates AND the interest I have paid to date:

    Paydaymax:
    Loan Amount: $400
    Next Service Charge: $105.34
    APR: 436.922%
    Total Amount Borrowed Since 2009: $3,010
    Total Interest Paid Since 2009: $1,381.63

    United Cash Loans
    Loan Amount: $300
    Next Service Charge: $90
    APR: 342.19%

    One Click Cash
    Loan Amount: $400
    Next Service Charge: $120
    APR: 312.86%

    I am not committing fraud and do not want to go to jail. I understand my credit will get screwed up, I will be able to pay them in in January, but right now I can’t. Has anyone had similar experiences dealing with these companies and the collection procedures? What can I do if they won’t work out a payment plan? I FULLY intend to pay them, I just can’t at the moment.
    I fully understand the terms of a payday loan and all the research I have done, states that all three are operating without a license to lend in the State of Indiana, therefore, they are considered illegal, the Indiana Attorney General office confirmed this. Furthermore, you do not know people individual circumstances to pass judgement on those who take out payday loans.

  • I have a trip coming up and I wanted to take out a payday loan? Is it worth it? I know of someone who has had a bad experience. Just looking to get a heads up from one of you experts!

  • I owe for an online payday cash loan, if I open a new acct with a different company will they give my new bank acct to the previous company?????

  • What payday loan stores in Des Moines, IA do not use teletrack?

  • Hi all, a friend of mine got a payday loan from a company called paydayuk for £400 which he could easily have paid on his next payday to pay for his car to be repaired. But unfortunately the company went bust that he was working for and he never had the money in his account to cover the payment. The bank didn’t pay the first few debit card payment requests but they have made the payment on the recent requst. After phoning tsb bank asking why they paid when there was no money in the account they said it’s the law that they must pay any request from loan companies. Is this true? Can anyone give advise or help please

  • My car broke down yesterday and I need a few hundred bucks to fix it. I am trying to get a payday loan to cover it but I am having trouble finding a company that doesn’t want to talk to my bank. I live in a small town and even though they could tell my bank activity it wouldn’t be brought to their attention unless someone called and wanted all my info. I just don’t want them talking to my bank. Does anyone have any good references?

  • Okay, I really need about $100 because I had my grocery money, but lost it, and I have a child to feed..so it seems the only choice I have is a payday loan..so are there any out there that are legit? I found one that said if I borrowed $100 I would only have to pay back $125..does that sound right? It was from http://www.mypaydayloan.com..I have heard a lot of bad things about these places..but I really need the money..so where could I go to get one?
    For the record..to everyone who asked..no I don’t gamble, I lost my wallet.

  • i’m a little short on cash and i have a 300.00 payment coming up on the 19th and i always see these payday loan online advertisment and i was aondering if they were real or if they were a scam? does anyone know?

  • I have 5 payday loans which I am unable to pay back.
    I first took out a loan which I couldn’t pay back so I decided to take out another payday loan to pay back my first loan, and hoped to make enough money to pay back the 2nd loan.
    Unfortunately I wasn’t able to pay it back and took out more loans ( which now I know was a very stupid thing to do ) and now I have 5 payday loans which I can’t pay back.
    I’ve cancelled my bank card so the little money I have left can’t be taken but I don’t know what to do.

    I have no way of getting the money I owe right now ( which is nearly £2,000 ) and I can’t see myself being in a position to pay them back anytime soon as I only work part time ( 3 days a week )
    I am constantly receiving calls & letters which I now ignore. There’s no point responding as they know I can’t pay them, and the debt is only going to increase.
    I know this has completely wrecked my credit rating, which was already fairly poor before I started taking out loans.

    I am now thinking the only option I have is to change all my details ( phone number, bank account, email addresses & even move to a different area ) so these companies stop bombarding me with calls, messages etc and have no way of contacting me.
    If I changed details & moved will they be able to trace me? Even if I changed all my details? Is it even worth me moving away & changing all my details?

    I just can’t think of any other options. Can anyone give me any advice on what I can do.

    Please don’t reply just to tell me i’m stupid for getting myself into this mess. I already know this and I don’t need anymore reminders.

  • can payday loan lenders continue to charge you interest on the loan once you have defaulted on the loan and it has gone into collections.

  • Are payday loans illegal in New york state. I see their commercials all over the tv, but I dont see any companies.

  • My co-woeker usually comes to me for advice on minor legal questions and financial questions, because unfortunately, I’ve been through most parts of the system before. I tried to answer this, though, and couldn’t. If a payday loan company outside the U.S. issues a loan to a person inside the U.s>, and the person defaults, does that company have any legal recourse in the U.S.? Any informed answers would be appreciated.

  • does anyone know of a company that will consolidate payday loans?

  • Need links to payday loan providers please. No broker websites please (its unbelieveable how many brokers are out there that’s all I seem to come across). Also Would like to know which have the best rates
    (Uk)
    As much as I appreaciate answers I did not ask for your opinions about the payday loans I asked for links to payday loans. If there are no ‘good rates’ then fine. I believe a short term cash loan if done responsible is not the end of the world to be used as a one off in a emergency situation not as something I would do on a regular basis. So again please anyone with links to payday loans please answer anyone with opinions please do not. Thanks.
    I added the word ADVICE as I needed more characters in my heading as my question wouldn’t be submitted. ADVICE however does not have the same definition as OPINION. I needed advice on payday loan providers and if you took the time to read additional details I clearly state what kind of advice I needed. Which should have clearly stated to the literate people out there that I would like to know of any providers with links to websites who are not brokers.
    Money towards funeral costs is not something WANT however unfortunately its something I NEED. I googled and came across a lot of brokers as I state above when I first submitted my question. I am responsible and not suicidal. Not every single person after a short term loan is stupid enough to go bankrupt. Those who think that are those stupid people who get them for things they do not NEED and cannot afford to pay them back at a later date and continue on a downward spiral.

  • Does it have any risks?
    While taking payday loan what are the things to remember?

  • Need some quick cash now, I am looking for a fast approval payday loan.

    Please let me know if you have any good recommendation.

    Thank you,

    NLB

  • I applied for a payday loan cash advance. At first skeptical, however, I filled out the application with very personal info protected by McAfee security. Once approved, lenders send e~mails and call you. Then they want the personal info again which I became unsure of applying for a loan online. Can anyone offer me some advice with this procedure?

  • I have been doing re-search & every where I look people advise against payday loans. I was looking into a payday loans because you can get the money the next day & I am in need of cash by this weekend, Saturday the latest.

    Are there any other options besides payday loans that offer the same service as in getting the money that soon.

    I currently live in NYC & a friend of a friend was recommending to me a loan shark, however I am a little scared & hesitant.

    I am pretty desperate & I have already been scammed twice, one with a counterfeit check & the other with sending money in hopes of them sending me back money, never happened.

    Any suggestions? I have already pawned everything I can. When the counterfeit check happened my bank account was frozen & then subsequently closed. I now have a pre-paid debit card that I use for my direct deposit, it’s called balance financial from wallgreens.

    Thanks in advance!

  • My husband and I have got ourselves into a mess with PayDay Loans. Everytime we get one it seems like it’s only to pay for another one. And lesson’s learned, we now know that wasn’t very smart. We were just wondering if any of these loans were legal in Missouri and how to deal with them if they’re not. I do know in Missouri, the PayDay Loan Laws say “Criminal Action: Prohibited (Unless check returned due to closed account or stop-payment by maker)”. Does that apply if there is no actual check attached to the loan, like an online loan? Thanks!

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  • I know, I know that was the stupidest mistake to make, but I needed the money at the time, basically what happen was I took a couple out was paying good then I lost my job and wasn’t able to pay them, then my bank account was overdrawn, down hill from there. Now I check my credit report and they are on there, I thought they was illegal in some states (I did my payday loans online), and wasn’t able to report to the credit bureau’s. What should/can I do, it does show they went through a collection agency to get it put on, can I just dispute it saying it’s a payday loan? Please, let me know.

  • If you never pay the loan back?

  • i read that it is illegal for a out of state payday loan company, to issue a loan to a mass resident, i believe because of the interest they charge

  • I have been using a payday loans for at least the year in aways to help my finance get ahead in some bills. But regretfully these last few months they have gotten out of control and its starting to feel like I am in a viscous circle (epically now that I don’t need to use them) but at least half my pay check is gone each week trying to rid my life of them. I have looked into some Pay day loan consolidation company’s but they all want to close my checking account pay them 350 bones. Now to may question any one know the best way to get rid of them or consolidation company that can really help? or any advice on how to end this cluster once and for all.

    thank you.

  • Alright , I have 4 payday loans that i have taken out . Keep getting calls everyday at my job . I couldnt pay them the whole amout back but i have been making opayment to them . They keep calling stating that they need more money . Im unable to pay the full amount . With me making a payment of 50.00 to them every other week can they come after me ?

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